Loans to $271,000

If you are buying a new home or need to refinance your existing home, Stonegate offers a wide array of loan programs - many requiring a limited down payment (0 to 3%) for qualified individuals (including first time homebuyers). Stonegate also offers exciting renovation loan programs and we lend on primary, secondary, and investment properties.

Program Highlights:

• Fixed and adjustable rate options
• Loans to $271,000
• $0 down payment options available
• Up to 6% seller concessions
• Down payment assistance and gifts permitted
• Full income documentation required
• Credit scores as low as 620
• Debt to income ratios to 45% with automated approval

Eligible Programs:

• Federal Housing Administration (FHA 203(b) and 203(k) streamlines)
• United States Department of Agriculture (Rural Housing)
• Indiana and Missouri Housing - Bond Program
• Conforming (FNMA) loans (5% down payment)

Note: for rural housing and bond programs income limitations apply

Contact us today to learn more about our loan programs or apply online.

As an approved Fannie Mae, Ginnie Mae seller/servicer Stonegate approves all loans in-house.

Found your dream home but it needs some work?

If you’re purchasing a home that needs renovation, we offer a loan product just for that. To learn how you can purchase a home and get the money necessary to renovate it all in one loan, click here.

Pefect for bank owned properties, foreclosures and REO's - don't let a little TLC stop you from owning your dream home. Historically buying and renovating a home has resulted in increased value - more equity for you.