Stonegate Mortgage Loan Programs
We offer loans for every need.
Conventional (Conforming Agency)
- Fixed-rate Terms of 10, 15, 20, 25 or 30 years
- Must meet income, credit and down payment requirements
- Lower down payment and interest rate options
- Easier qualifications
- Good option for first-time homebuyers
- Guaranteed by the Department of Veterans Affairs
- Benefits such as 100% financing (no down payment)
- Competitive (and usually lower) interest rates
United States Department of Agriculture
- For the purchase of homes in rural areas
- 100% financing (no down payment)
- Low interest rates
- Loans amounts $424,100 to $2,500,000
- Fixed-rate and 5/1, 7/1 and 10/1 ARMs available
- Cash out up to $300,000 available
- Primary and second home property options
Home Affordable Refinance Program (HARP)
- Refinance up to 125% of your home’s current value
- Current loan-to-value ratio on your mortgage must be greater
- Finance updates from flooring, windows and paint to a complete
- FHA Standard 203(k), FHA Limited 203(k) HomeStyle ®
TEXAS 50(a)(6) REFINANCE
- Provides cash back for discretionary use
- Conforms to FNMA/FHLMC guidelines
See what our customers say about us…
Complete the form below and we’ll determine which type of loan is best for you.
What is the goal of your loan?
How will you use this property?
How much do you want to borrow?
What state is the property located in?
Preferred Phone Number
Would you like us to recommend
a Realtor to assist you?
Or call 844.474.3669